Understanding the Ins and Outs of PIP Coverage
Personal injury protection, also known as PIP coverage or no-fault insurance, covers the medical expenses for you and your passengers related to injuries sustained in an automobile accident, regardless of who is at fault – and regardless of whether they have health insurance. It can often include lost wages, too. This benefit can also apply if you’re self-employed and need to hire temporary workers to perform tasks. PIP policies have a minimum coverage amount and a per-person maximum coverage limit. This car insurance coverage applies even if you’re not driving. For example, if you’re injured after getting hit by a car while walking,...
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